Rates & Fees
Loan Rates
As of October 1, 2025
- Rates are Annual Percentage Rate (APR)
- Rates and terms are subject to change without notice
- Contact us for more information
- * Rate for the first year
Share Rates
As of October 1, 2025
Contact us for more information
|
Share Deposits |
A.P.Y.* |
|
Shares ($100 min)** |
0.25% |
|
Share Draft** |
0.00% |
|
Super Share Draft ($2,500 min)** |
0.10% |
|
IRA Shares** |
0.25% |
|
Fees may reduce earnings. Rate may change after account is opened. |
|
|
High Voltage Accounts** |
A.P.Y.* |
|
Less than $2,500 |
0.25% |
|
$2,500 - $4,999.99 |
1.05% |
|
$5,000 - $9,999.99 |
1.10% |
|
$10,000 - $24,999.99 |
1.15% |
|
$25,000 - 49,999.99 |
1.20% |
|
Greater than $50,000 |
1.30% |
|
Fees may reduce earnings. Rate may change after account is opened. |
|
|
Share Certificates |
|
|
Type |
A.P.Y.* |
|
6 Month Certificate ($500 min.) |
3.60% |
|
12 Month Certificate ($500 min.) |
3.50% |
|
24 Month Certificate ($500 min.) |
3.40% |
|
36 Month Certificate ($500 min.) |
3.50% |
|
48 Month Certificate ($500 min.) |
3.60% |
|
60 Month Certificate ($500 min.) |
3.60% |
|
Early withdrawal penalties may apply. |
|
|
*Annual Percentage Yield Certificate Rates effective 9-23-2025, and are subject to change. The rate may change after the account is open. |
As of October 1, 2024
(Subject to Change)
1 Member must notify CU of new address. Address change notices from USPS to CU will not be accepted.
2 Membership is Dormant if there is no activity for 12 months and total deposit balance is less than $500.
3NSF Fee will be assessed for each presentment (including items previously presented and returned).
4 Available at select CO-OP Network ATMs only.
5 First 8 ATM withdrawals per month are free.
6 Reinstate frozen debit card because of overdraft.
7 Charged on coin transactions greater than $50.
8 PowerPay monthly fee will be waived if you have one of the following and make at least one payment every 60 days: 1) Sign up and receive EStatements; 2) Maintain an average total savings balance greater than $2000; or 3) Have an active loan with us, including MasterCard Credit Card..
9 Electronic bill payment returned because of invalid account information entered by member.
