Share Deposits

A.P.Y.*

Shares ($100 min)**

0.25%

Share Draft**

0.00%

Super Share Draft ($2,500 min)**

0.10%

IRA Shares**

0.25%

Fees may reduce earnings. Rate may change after account is opened.

High Voltage Accounts**

A.P.Y.*

Less than $2,500

0.25%

$2,500 - $4,999.99

1.15%

$5,000 - $9,999.99

1.25%

$10,000 - $24,999.99

1.30%

$25,000 - 49,999.99

1.40%

Greater than $50,000

1.50%

Fees may reduce earnings. Rate may change after account is opened.

Share Certificates
Regular and IRA Accounts
Rates as of September 23, 2025

Type

A.P.Y.*

 6 Month Certificate ($500 min.)

3.60%

12 Month Certificate ($500 min.)

3.50%

24 Month Certificate ($500 min.)

3.40%

36 Month Certificate ($500 min.)

3.50%

48 Month Certificate ($500 min.)

3.60%

60 Month Certificate ($500 min.)

3.60%

Early withdrawal penalties may apply.

*Annual Percentage Yield
**Share Rates as of last dividend declaration date (4-1-2026). 

Certificate Rates effective 9-23-2025, and are subject to change. The rate may change after the account is open.