Union Dividend Program
Turn Member Engagement Into Union Support.
When your members use their PowerNet debit cards, your union earns real financial support – driven by everyday spending.
$0 Cost. $0 Risk. Real Impact.
Built for unions. Powered by your members.
Members use their PowerNet debit cards for everyday purchases.
Interchange income is generated from member activity.
A portion is shared back to your union – based on participation.
Real Support. Not Debt.
That’s meaningful funds driven by everyday spending – not loans.
This Isn’t Fundraising. This Is Infrastructure.
UDP transforms everyday member activity into a sustainable revenue stream for your union – without asking members to change behavior.
How Members Qualify Each Month
PowerNet members can help support their union by completing a few simple monthly banking activities.
To qualify for the Union Dividend Program, members must:
1. Be enrolled in eStatements
Receive your PowerNet statements electronically through online or mobile banking.
2. Have qualifying direct deposit
Maintain qualifying direct deposit of $1,500 or more per month into your PowerNet account.
3. Use your PowerNet debit card
Make at least 12 debit card transactions each month using your PowerNet debit card.
When members qualify, PowerNet tracks participation and rewards the union based on member engagement.
Everyday Banking. Real Union Support.
UDP is designed to turn normal banking activity into support for your union. Members do not have to take out a loan or pay extra fees to participate — just bank with PowerNet, use your debit card, and help strengthen your union.
Questions? Contact PowerNet Credit Union and we’ll help you get started.
