REMEMBER: Never give out any personal information to a caller. No credible financial institution will ever solicit personal or financial information over the phone.

Car Buying 101

When you're ready to buy that new car or truck, remember your credit union. Come see us first and we'll pre-approve your loan so you won't be misled into signing a high-rate loan at a dealership. We have made the process easy through our on-line loan application. We'll also be happy to take a look at paying off a current auto loan you may already have at another bank or auto manufacturer. Low loan rates at your credit union can save you interest and the monthly loan payments may be lower and save you even more money. New cars are financed for a term up to 72 months. Used cars may be financed from 24 to 60 months depending on the year of the car. Apply today.

Got a used car you are interested in? Find out what its worth at the NADA Vehicle Pricing and Information Site. You can get detailed information about the car you are looking at by obtaining a CARFAX Vehicle History Report. This report tells you about a vehicles' history, lemon law information can report odometer tampering, and even whether the vehicle is a rebuild, salvage or water damaged vehicle!

Buying a Car? Take a friend along! AUTO ADVISORS! It's Free to credit union members!

Take Auto Advisors along for your next new or used car purchase. It's available only through your credit union! They help you cut through the frustration and confusion of buying a new vehicle. Once you work with an Auto Advisor, you'll never shop for a car the same way again.

They eliminate the stress.

They do the leg-work for you, eliminating the visit to the showroom, the high pressure sales tactics, the waiting around, and having to drive from lot to lot. And remember, when you go to a dealer alone, you're setting yourself up for an expensive trip to the finance office. A good deal involves much more than price. Get educated and let an advisor protect you from the variety of ways dealers add money to your vehicle purchase.

Here's how they help.

First and foremost, they represent YOU. They only work for credit union members. They educate you on the car buying process, and ensure that you get the vehicle you want at a price you want to pay and full value for your trade. And that's not all!

  • Straight talk on cost, financing, rebates, incentives and trade-ins
  • Hassle-free shopping - no negotiating with car dealers
  • Best purchase and lease options and extended warranties.
  • Listings of an extensive dealer network for all makes and models - new or used.
  • Consultation for the entire transaction.
  • Competitive vehicle pricing including top dollar value for trade-in vehicles.
  • Help with credit union paperwork and financing options.

So don't delay. Make an appointment with the Auto Advisor BEFORE you go shopping and save yourself time, money and hassle!

Visit Auto Advisors on the web at

After You Buy A New or Used Vehicle Protect it!

PowerNet Credit Union offers two ways to protect your vehicle against those unforeseen events that could cost you a great deal of money. As a member, you pay much less than you would pay anywhere else.

Mechanical Breakdown Coverage (Extended Warranty)

Auto repairs are very expensive. Be prepared and protect yourself against costly vehicle repairs that could drain your savings.

Guaranteed Asset Protection (GAP)

Unfortunately, auto insurance rarely pays the full balance of your loan if your vehicle is involved in an accident or theft. GAP can pay the difference. After all, your vehicle is an investment. Protect yourself.


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Co-Op Shared Branch

Shared Branching services are available at over 300 credit unions in Florida and over 5,000 across the US. Look for the CO-OP Shared Branch logo at any credit union and access your PowerNet account. Learn more about shared branching services...

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CARFAX Vehicle History Reports

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