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Due to the recent surge in COVID-19, we have restricted access to our lobby & office areas in our Tampa & Jacksonville Branches to appointment only. To transact business, members are advised to use the drive-thru in Tampa or the front window in Jacksonville. All Electronic, Digital & Call Center services are available. |
Share Rates
As of January 1, 2022
Contact us for more information
| Share Deposits | A.P.Y.* |
| Shares ($100 min)** | 0.05% |
| Share Draft** | 0.00% |
| Super Share Draft ($2,500 min)** | 0.02% |
| IRA Shares** | 0.10% |
| Fees may reduce earnings. Rate may change after account is opened. |
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| High Voltage Accounts** | A.P.Y.* |
| Less than $2,500 | 0.00% |
| $2,500 - $4,999.99 | 0.10% |
| $5,000 - $9,999.99 | 0.10% |
| $10,000 - $24,999.99 | 0.15% |
| $25,000 - 49,999.99 | 0.15% |
| Greater than $50,000 | 0.15% |
| Fees may reduce earnings. Rate may change after account is opened. | |
| Share Certificates Regular and IRA Accounts Rates as of April 2, 2021 |
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| Type | A.P.Y.* |
| 6 Month Certificate ($500 min.) | 0.15% |
| 12 Month Certificate ($500 min.) | 0.25% |
| 24 Month Certificate ($500 min.) | 0.35% |
| 36 Month Certificate ($500 min.) | 0.50% |
| 48 Month Certificate ($500 min.) | 0.60% |
| 60 Month Certificate ($500 min.) | 0.70% |
| Early withdrawal penalties may apply. | |
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*Annual Percentage Yield Certificate Rates effective 4-2-2021, and are subject to change. The rate may change after the account is open. |
Loan Rates
As of April 23, 2018
Contact us for More Information
Consumer Loans
| Type | A.P.R. |
| New & Used Auto | As low as 3.50% |
| New & Used Harley Davidson | As low as 3.50% |
| Motorcycles | As low as 7.00% |
| New Travel Trailers/RV | As low as 7.50% |
| Used Travel Trailers/RV | As low as 7.50% |
| New Mobile Homes | As low as 10.50% |
| Used Mobile Homes | As low as 10.50% |
| New & Used Boats | As low as 7.00% |
| Computers | As low as 9.95% |
| Personal | As low as 9.95% |
| Share Secured | As low as rate + 3.00% |
| CD Loans | As low as CD rate + 3.00% |
| Farm Equipment | As low as 11.25% |
First Mortgage Loans
| Type | A.P.R. |
| 30-Year Fixed |
Contact Us For Current First Mortgage Rates |
| 15-Year Fixed | |
| 30-Year 1/1 Adjustable | |
| 30-Year 3/1 Adjustable | |
| 30-Year 5/1 Adjustable | |
| 30-Year 7/1 Adjustable |
Second Mortgages
| Rate Type | A.P.R. |
| Adjustable |
Contact Us For Current Rates |
| Fixed |
Home Equity Loans
| Rate Type | A.P.R. |
| Adjustable |
Contact Us For Current Rates |
| Fixed for 10 years |
Other Loans
| Type | A.P.R. |
| Construction Loans |
Contact Us For Current Rates |
| Commercial Loans |
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Fee Schedule
As of October 1, 2021
(Subject to Change)
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1 Member must notify CU of new address. Address change notices from USPS to CU will not be accepted. 2 Membership is Dormant if there is no activity for 12 months and total deposit balance is less than $500. 3 Available at select CO-OP Network ATMs only. 4 First 8 ATM withdrawals per month are free. |
Shared Branching services are available at over 300 credit unions in Florida and over 5,000 across the US. Look for the CO-OP Shared Branch logo at any credit union and access your PowerNet account. Learn more about shared branching services...
PowerNet Credit Union is an Equal Housing Lender, NMLS#709375. Member NCUA.
© 2021 PowerNet Credit Union All Rights Reserved.
REMINDER: PowerNet Credit Union will never call you and ask for your account number, pin number or any other personal information.
To assist members, PowerNet Credit Union provides links to other websites. Be advised that: 1) by clicking on any link to another site, you are leaving the credit union’s web site; 2) You are linking to an alternate web site not operated by the credit union; 3) The credit union is not responsible for the content of the alternate web site; 4) The credit union does not represent either the third party or the member if the two enter into a transaction; and 5) Privacy and security policies may differ from those practiced by the credit union.
