Mortgages and Home Equity Loans

PowerNet is rapidly becoming a preferred real estate specialty provider. Whether it's for a new primary residence or a second home, an investment property, a home equity line of credit for bill consolidation, remodeling or better terms, or a business loan secured with property, we have several programs to choose from - with both fixed or adjustable rates. 

Here are two Home Equity Loans available for qualified members:

10 year Fixed Home Equity Line of Credit 

  • Lines of Credit from $25,000 up to $100,000
  • Rates as low as prime
  • Ten year draw period
  • Rate adjusts every five (5) years after the initial ten (10) year draw

Variable Home Equity Line of Credit

  • Lines of Credit from $10,000 up to $100,000
  • Rates as low as prime
  • Variable rate currently as low as Prime minus 2 Annual percentage rate for the first year.

Both loans offer an opportunity for members to use the equity in their home for whatever is needed. With the convenience of a Line of Credit, there is no need to apply each time you need extra cash.

It is easy to access your equity:

  • Lines under $50,000.01 require limited documentation
  • Lines over $50,000.00 require title work and appraisal
  • Amortization schedules range from 96 to 240 months based on your credit limit

To apply, click here

 

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Main Office - 5619 Harney Road
Tampa, Florida 33610
(813) 621-6454 / (888) 463-6237
 (813) 620-1953 Fax

Hours

Mon. - Wed. 8:30-5:00
Thurs. & Fri. 8:30-6:00

Plant City Branch - 101 Alexander St. N.
Plant City, Florida 33563
(813) 757-6707 / (813) 757-6686 Fax
 

Hours

Mon. - Wed. 9:00-5:00
Thurs. & Fri. 9:00-6:00

Jacksonville Branch - 966 Liberty St.
Local 177 Building
Jacksonville, Florida 32206
(904) 359-9050 / (904) 354-4248 Fax

Hours

Mon. -Fri. 9:00-5:00


PowerLine 24 Hour Access:  (813) 740-2447 (Tampa area)  /  (877) 628-2447 (Anywhere else)

 

Additional insurance
up to $250,000

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Federally Insured by NCUA

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