Your Credit Union believes in "People Helping People" so we work hard to keep loan rates as competitive as possible. We strive to offer the lowest loan rates and highest savings rates. Every loan brings more income to the credit union, which means a higher savings return to you. It makes sense to borrow where you save and save where you borrow... at a place you own!

New and Used Cars
When you're ready to buy that new car or truck, remember your credit union. Come see us first and we'll pre-approve your loan so you won't be misled into signing a high-rate loan at a dealership. We'll also be happy to take a look at paying off a current auto loan you may already have at another bank or auto manufacturer. Low loan rates at your credit union can save you interest and the monthly loan payments may be lower and save you even more money. New cars are financed for a term up to 72 months. Used cars may be financed from 24 to 60 months depending on the year of the car. Apply today.

Protection for Your New or Used Vehicle
PowerNet Credit Union offers two ways to protect your vehicle against those unforeseen events that could cost you a great deal of money. As a member, you pay much less than you would pay anywhere else.

Mechanical Breakdown Coverage (Extended Warranty)
Auto repairs are very expensive. Be prepared and protect yourself against costly vehicle repairs that could drain your savings.

Guaranteed Asset Protection (GAP)
Unfortunately, auto insurance rarely pays the full balance of your loan if your vehicle is involved in an accident or theft. GAP will pay the difference.

After all, your vehicle is an investment. Protect yourself.

Share Secured Loans
Borrow against any of your credit union shares or Certificates of Deposit. Easy repayment schedules and a low Interest rate makes this one of the most convenient of loans. Your loan can be set up as a line of credit for any purpose.

Mortgage Loans
Whether you're buying or building your home, we can help. With your credit union you'll get low fixed or adjustable rates and flexible terms. We do not charge service or underwriting fees, we're exempt from Florida's Intangible Tax, and our closing costs are low, so you'll save money at closing. Contact us first and we'll help you prequalify, so you'll have peace of mind knowing what will best fit your budget. First and Second mortgages are available with financing up to 95 percent for 360 months.

Construction Loans
We can help you build your dream home with a fixed rate mortgage. Using a homeowner's building permit, you'll have up to twelve months to complete construction. Once you've finished construction, your loan will be automatically converted to a permanent fixed or adjustable rate mortgage.

Home Equity Line of Credit (HELOC)
Need to borrow money for home improvement, medical expenses, debt consolidation, college tuition or something else? A Home Equity loan makes your equity available to you at a favorable rate as a personal line of credit for almost any purpose... including vehicles. You may even be eligible to deduct your loan interest for tax purposes! Take advantage of the equity in your home for today's needs with a HELOC loan. Please consult a tax adviser for further information regarding the deductibility of interest.

Loans For Almost Any Reason
New and Used Motorcycles
New and Used Travel Trailers
New and Used Mobile Homes
New and Used Boats
New and Used Farm Equipment
Furniture and Appliances
Personal Loans


We offer the same rate
for Harley Davidson loans as our new and used vehicles check out your dream ride.






Main Office - 5619 Harney Road
Tampa, Florida 33610
(813) 621-6454 / (888) 463-6237
 (813) 620-1953 Fax


Mon. - Wed. 8:30-5:00
Thurs. & Fri. 8:30-6:00

Plant City Branch - 101 Alexander St. N.
Plant City, Florida 33563
(813) 757-6707 / (813) 757-6686 Fax


Mon. - Wed. 9:00-5:00
Thurs. & Fri. 9:00-6:00

Jacksonville Branch - 966 Liberty St.
Local 177 Building
Jacksonville, Florida 32206
(904) 359-9050 / (904) 354-4248 Fax


Mon. -Fri. 9:00-5:00

PowerLine 24 Hour Access:  (813) 740-2447 (Tampa area)  /  (877) 628-2447 (Anywhere else)


Additional insurance
up to $250,000

A private company

Federally Insured by NCUA

Privacy Policy

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Unauthorized Access is Prohibited. All Accesses are Monitored.