Loans
Your Credit Union believes in "People Helping
People" so we work hard to keep loan rates as competitive as possible.
We strive to offer the lowest loan rates and highest savings rates. Every
loan brings more income to the credit union, which means a higher savings
return to you. It makes sense to borrow where you save and save where you
borrow... at a place you own!
New and Used Cars
When you're ready to buy that new car or truck, remember your credit union.
Come see us first and we'll pre-approve your loan so you won't be misled
into signing a high-rate loan at a dealership. We'll also be happy to take a
look at paying off a current auto loan you may already have at another bank
or auto manufacturer. Low loan rates at your credit union can save you
interest and the monthly loan payments may be lower and save you even more
money. New cars are financed for a term up to 72 months. Used cars may be
financed from 24 to 60 months depending on the year of the car. Apply
today.
Protection for Your New or Used Vehicle
PowerNet Credit Union offers two ways to protect your vehicle against those
unforeseen events that could cost you a great deal of money. As a member,
you pay much less than you would pay anywhere else.
Mechanical Breakdown Coverage (Extended Warranty)
Auto repairs are very expensive. Be prepared and protect yourself against
costly vehicle repairs that could drain your savings.
Guaranteed Asset Protection (GAP)
Unfortunately, auto insurance rarely pays the full balance of your loan if
your vehicle is involved in an accident or theft. GAP will pay the
difference.
After all, your vehicle is an investment. Protect
yourself.
Share Secured Loans
Borrow against any of your credit union shares or Certificates of Deposit.
Easy repayment schedules and a low Interest rate makes this one of the most
convenient of loans. Your loan can be set up as a line of credit for any
purpose.
Mortgage Loans
Whether you're buying or building your home, we can help. With your credit
union you'll get low fixed or adjustable rates and flexible terms. We do not
charge service or underwriting fees, we're exempt from Florida's Intangible
Tax, and our closing costs are low, so you'll save money at closing. Contact
us first and we'll help you prequalify, so you'll have peace of mind knowing
what will best fit your budget. First and Second mortgages are available
with financing up to 95 percent for 360 months.
Construction Loans
We can help you build your dream home with a fixed rate mortgage. Using a
homeowner's building permit, you'll have up to twelve months to complete
construction. Once you've finished construction, your loan will be
automatically converted to a permanent fixed or adjustable rate mortgage.
Home Equity Line of Credit (HELOC)
Need to borrow money for home improvement, medical expenses, debt
consolidation, college tuition or something else? A Home Equity loan makes
your equity available to you at a favorable rate as a personal line of
credit for almost any purpose... including vehicles. You may even be
eligible to deduct your loan interest for tax purposes! Take advantage of
the equity in your home for today's needs with a HELOC loan.
Loans For Almost Any Reason
New and Used Motorcycles
New and Used Travel Trailers
New and Used Mobile Homes
New and Used Boats
New and Used Farm Equipment
Furniture and Appliances
Personal Loans
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