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We all know what a problem Identity Theft has become.
Recent reports reflect one in 23 is affected. If you have ever been a victim
of identity theft you know the hassle, time & stress involved in getting
your life back in order.
Now, just by having a PowerNet checking account you are covered by our
NEW identify theft recovery service: IDSafeChoice. Once a part of
this service, if you become a victim of identity theft, IDSafeChoice
will go to work to restore your credit and your credibility. Compromises
will be addressed, cards will be reissued and we will help you get your life
back on track with minimum hassle to you.
Your Personal IDSafeChoice Advocate
will:
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Place fraud alerts at the three major
credit bureaus for you.
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Provide you with access to credit
reports from all three bureaus and review the reports with you to identify
fraudulent activity.
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Assist you in completing an Identity
Theft Affidavit and Declaration of Fraud to establish your rights as a
victim.
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Activate credit monitoring during your
recovery to help you watch for additional signs of abuse.
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Contact the Social Security
Administration, U.S. Postal Service, Department of Motor Vehicles, etc. as
applicable, to address any misuse of official documentation of your
identity.
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Research and document all fraudulent
transactions and false accounts or contracts signed with creditors, banks,
utility companies, leasing agents, medical facilities, etc.
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Follow up to make sure all wrongful
activity is reversed and removed from your records.
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Work with local and federal law
enforcement to try to stop the criminal or criminals who are using your
identity.
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Activate other members of the recovery
team to assist when necessary, including professional investigators and
legal advisors.
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Provide 12 months of follow-up after
your recovery is complete – to be sure you stay recovered!
The cost will be paid by PowerNet for all checking account holders.
Additional coverage will be available at a nominal
fee.
For more information on how to protect yourself
against ID Theft click here.
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Additional Optional Services Include:
Credit Monitoring:
Provided through a custom-designed interface to Experian credit data,
providing continuous monitoring of credit activity with daily alerts to
changes in your credit file which may indicate identity theft.
Identity Monitoring:
Provides proactive monthly screening of your personal information in
national databases to detect evidence of identity theft.
Expense
Reimbursement: Choose up to $10,000 in reimbursed expenses that
may be incurred in the process of recovering from
identity theft, with zero deductible.
Click here for more information
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